Frequently Asked Questions

What is a payday online loan?

Payday loan online is the way to borrow cash till your next paycheck arrives. The service may be also referred as cash advance loan service and it is aimed to help people with bridging temporary financial challenges. You can borrow some small amount from $100 to $1 000 depending on your location. You have to return it as soon as the next paycheck is received. The loan is unsecured. Note that you are required to write a check which you have to keep until the pending amount is covered if you decided to avail of payday online loan.

How to apply for a loan?

There are some requirements that have to be fulfilled. You will not be able to get a payday online loan if you are less than 18 years old, according to the current governmental rules. Besides, you need to have a stable job with a stable income. And you have to have a valid bank account to get the money on. Some lenders which operate via the website may have additional requirements.

Firstly, you need to complete an online application form where you will have to write some personal data. It is in your best interest to provide us with complete and honest information in order to be eligible for getting money. Once the form is submitted, you will get a confirmation letter (if approved) from the lender in the shortest time. You may be asked to provide some more data unless money is transferred to your bank account. We do not guarantee 100% approval.

How to get the money?

If you apply for a payday online loan through PaydayLoansOnlineService.com, you will get the money directly on your current account.

What is the maximum of borrowing?

It depends on the state’s laws where you currently live. On average the sum does not exceed $1 000. The minimum is $100.

Can my request be denied?

You have to be complied with the rules provided by the website, as well as with the lenders'. You have to complete the online form with accurate and veracious personal information. But still we cannot ensure that the lender will agree to give you the money.

When to repay the loan?

You are supposed to repay your loan as soon as the next paycheck is in your pocket. If you miss this payment term, you will get some fees and charges which are determined in the agreement between you and the lender. Loan extension may also be suggested. If you want to ask questions concerning the loan, contact your lender. Payday Loans Online Service is not responsible for any financial issues and transactions. We just provide the service that helps consumers to find the most appropriate lender.

Does my income influence the opportunity to get a loan?

You need to be permanently employed in order to be eligible for getting a payday online loan. But chances of getting money increase if you are able to prove that you get stable income.

Do I need to have a good credit score if I want to take a payday loan?

PaydayLoansOnlineService.com doesn’t check any credit scores personally, because we don’t provide any financial services. We just aim to match people who need money with those providers who are able to lend it. However, the lender may have a credit check with the credit score agency. So, we say that the higher the score, the better.